Even if American workers try to evade the disheartening raise trend, they won’t have much luck trying to jump to a high-paying role in a lackluster job market. Employees who stayed in their current roles received a 4.6% wage bump in January and February last year, while those who switched jobs received only a marginally higher increase of 4.8%, according to a March 2025 analysis from the Atlanta Fed. The long-held prospect of job-hopping to earn more money in the same role has been upended.
目前，个贷率较低的区域往往是城市化率高峰已过、人口平均年龄偏大、住房需求基本解决的地区；而个贷率较高的区域，则通常是省会城市、新市民多、城镇化仍在推进的地区。可通过后者对前者适当贴息，促进资金有偿调剂，实现公积金资源的跨区域优化配置。
，详情可参考PDF资料
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